List of Apps To Help You Save Money for Vacation

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The average American blows over $1500 for a one-week vacation; however, you may need to pay more depending on where you’re visiting.

Whether you’re saving for a vacation or if you want to save money in general, you’ll need to minimize your expenses and optimize the way you engage in transactions. Do you want to know what’ll help you achieve both tasks?

Applications. When reading this list, you’ll find seven smartphone and desktop applications I’ve tested that’ll help you reduce your spending and save money for your next vacation.

1. Ibotta: Best for Rebates

Ibotta is an application and browser extension that gives you cashback and rebates whenever you purchase eligible products. Most products they offer rebates are brand-name groceries, which is nice if you don’t buy food in bulk.

When saving money in the past, I’ve made at least $60 in rebates from Ibotta. However, you’ll need to keep in mind that you must have earned at least $20 in rewards before you can cash out, which you can do through Stripe or PayPal.

Sometimes, you can stack the offers to get even more discounts, but you’ll need to read the product’s limitations beforehand. Moreover, you can stack Ibotta with coupons, cashback offers, and other shopping hacks.

If you want to earn a bit more money with Ibotta, you can also complete bonuses, which means that you’ll have to buy specific products or brands to get extra rewards.

2. Honey: Discounts With Online Shopping

Honey’s either a desktop extension or mobile app that’ll scavenge the internet for every possible coupon code when checking out online. Honey has helped me save a decent amount when shopping online, especially with website hosting.

I’ve never found many deals on Amazon. Of course, if you don’t frequent Amazon, you won’t have to worry. You’ll get cash back when shopping at vendors they support. But the cashback that you get is in Honey Gold, which you can use to get cash from PayPal or gift cards from various stores.

Other than that, you can select an item you’re interested in and add it to your Droplist, which will notify you whenever there’s a discount on that item.

Honey’s an excellent app that helps save money to add alongside other finance hacking methods like credit card points.

I like Honey’s user interface (UI). It’s clutter-free. Moreover, they use single-sign-on (SSO), making it so you don’t need as many passwords, and it’s more secure.

3. GasBuddy: Save on Gas

Most of the time, to save money on gas, I’d have someone with a Costco membership gift me Costco gift cards, which I’d use to get inexpensive Costco gas. However, not everyone wants Costco gas, which is where GasBuddy comes in.

Some noteworthy features I’ve found in this smartphone application include:

  • Gas station membership management
  • You can filter payment methods, type of gas, price, amenities, and more
  • Earn points when filling your tank and use the earned points to enter a raffle
  • Cashback offers
  • Notifications of recalls for your vehicle

As for my experience using the app, it has ads, but they’re not invasive. It also has a user interface that’s pleasant to view while you search for cheaper gas. Moreover, I love that you don’t have to register for an account to use GasBuddy’s features.

You can also sign up for a free credit card which claims it’ll help you save up to $0.25 per gallon. Also, they won’t perform a credit check or charge fees for this card.

4. Groupon: Save Money on Activities

While I usually advocate for reducing the amount you go out to save money, life is short, which means that you want to enjoy yourself with the short time we have. However, usually going out will cost a lot.

To mitigate these expenses, try finding local deals on Groupon. They have fantastic deals on restaurants, wellness centers, entertainment businesses (like amusement parks), and more. In addition, using Groupon deals in the past has saved me a lot of money on vehicle maintenance. For instance, I saved at least 40% on oil changes. 

Moreover, thankfully registering for Groupon was simple since they offer single sign-on, which provides a more secure means to register for an account. They also have an easy-to-navigate user interface and don’t jam their apps with visual clutter.

5. Acorns: Invests Spare Change

If you purchase many items with a card each month, I recommend taking a look at Acorns. With them, you can link your debit or credit card to your Acorns account and have them automatically invest your spare change into domestic and international stocks, bonds, exchange-traded funds, and more.

Keep in mind that you’ll need to pay a subscription when using Acorns. However, if you have a few dollars of disposable income per month, then you’ll be fine. Otherwise, you can sign up for:

  • Later: a retirement account
  • Early: investment account for your kid’s future
  • Checking: FDIC-insured account through Lincoln Savings that you can use for your Personal (subscription) account.

A nice feature about Acorns is their platform’s security—they use 256-bit encryption, which is some of the highest encryption you’ll find.

6. Trail Wallet: Spending Tracking in Various Currencies

If you want a smartphone application for spending tracking that isn’t Mint, I present Trail Wallet (download link). It isn’t meant for saving money for a vacation; however, it will help you manage money during your vacation, which will allow you to allocate your expenses to other areas that’ll enhance your traveling experience.

It has a clean and clear user interface and gives you the means to track your expenses through over 217 currencies. Moreover, you can:

  • Take photos of receipts
  • Automatically backup your data through iCloud
  • Categorize expenses
  • View exchange rates with an internet connection

While this app was built by travelers, apparently, it was travelers who only use iPhones and iPads because you can only find this app on the iOS store. However, I still thought it was an excellent app to add to the list for all of you Apple device users.

Though I don’t have an iPhone, I used my friend’s device to test this application and found it worthy of adding to this list despite its operating system limitations.

7. Mint App: Spending-tracking

So, with Mint, you can attach most kinds of financial accounts and track your spending. This means you can connect it to your bank, PayPal, Venmo, or even Robinhood account. Moreover, you can create a customizable budget and monitor your credit for free.

Signing up for the Mint app was pretty annoying because it doesn’t have a single sign-on. But, it’s one of the best personal spending tracking applications that I could find.

Is your data secure with Mint? They use 256-bit encryption, so yes, it’s safe. However, you will need to take some precautions with protecting your account login.

Their app’s two-factor authentication (2FA) is great due to the inclusion of biometrics. However, it’s horrible that they only allow you to choose from SMS- or email-based 2FA instead of adding hardware security keys or time-based one-time passwords.

But, if you don’t want to deal with a spreadsheet, Mint is one of the best options you have.

Don’t Overwhelm Yourself With Apps

There are plenty of other ways that you can save money for a vacation; however, apps with varying capabilities add additional mediums to your toolbox. Whether it’s tracking your spending, saving money on transactions, or earning cashback.

P.S. While using these apps, ensure you have a vacation savings account. If you need a flexible account that’ll bear interest, I recommend signing up for a High Yield Savings Account like LendingClub.

Or, if you won’t need to touch the money, opt for a certificate of deposit through a service like Ally.

person standing on top of Taipei 101 tower in Taiwan City, Taiwan

About Tee

Tee began first experienced the wonders of traveling when visiting Vietnam. Afterward, he went crazy and ventured to at least… More about Tee